Understand the Thai baht, cash, cards, ATMs, exchange, budgeting and practical money tips before your Thailand trip.
Thailand Travel Guide →Thailand's national currency is the Thai baht. Plan to carry a practical mix of cash and suitable payment methods.
The official currency of Thailand is the Thai baht, commonly represented by ฿ and the code THB.
Thailand has multiple baht banknote denominations. Check notes carefully when receiving change.
Coins are commonly used for smaller purchases and everyday transactions.
ATMs are widely available, but your bank and the local ATM operator may apply fees.
Cards are useful in hotels, shopping centres and many established businesses, but smaller merchants may prefer cash.
Carry some Thai cash for markets, small shops, transport and other situations where cards may not be accepted.
Compare exchange rates and fees before exchanging foreign currency.
Prefer ATMs operated by established banks and protect your PIN.
Keep a second payment method or emergency cash separately from your everyday wallet.
Review amounts and change when paying in cash.
Check whether your bank requires travel notification and review international transaction settings before departure.
Separate your accommodation, transport, food, shopping and activity budgets.
Exchange rates change continuously. Always check the current rate before exchanging money or converting your travel budget.
Carry some local cash.
Take a suitable international card.
Keep emergency payment options.
Check the current rate before departure.
Check charges from your bank.
Protect your PIN and cards.
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